美国待定房屋销售额从历史低点反弹，尽管抵押贷款利率正在上升。

美国待定房屋销售额从历史低点反弹，尽管抵押贷款利率正在上升。
US Pending Home Sales Rebound Off Record Lows, Despite Rising Mortgage Rates

原始链接: https://www.zerohedge.com/personal-finance/us-pending-home-sales-rebound-record-lows-despite-rising-mortgage-rates

美国3月待定房屋销售额意外上涨1.5%，即使抵押贷款利率上升，涨幅仍然显著，且对2月份数据进行了上调。这使销售额同比增长1.8%，达到自2023年11月以来的最高水平，并延续了从历史低点的复苏。美国房地产经纪人协会（NAR）将此归因于积压的住房需求，并强调增加库存对于将这种需求转化为实际销售至关重要。区域表现各异，南方和东北地区的强劲增长抵消了中西部和西部地区的下降。值得注意的是，数据显示待定房屋销售额目前与可负担性没有强相关性，表明其他因素正在推动市场。作为领先指标，这一积极趋势预示着未来几个月房屋成交量可能增长。

原文

After rising in February, US Pending Home Sales were expected to continue to improve in March (+0.5% MoM) but - despite apparently rising mortgage rates - sales rose 1.5% MoM (even with February revised up to +2.5% MoM). This dragged pending home sales up to +1.8% YoY (to the highest level since Nov 2024)...

Source: Bloomberg

...extending its bounce off record lows...

Source: Bloomberg

“Contract signings rose in March despite higher mortgage rates, pointing to pent-up housing demand,” NAR Chief Economist Lawrence Yun said in a statement.
“A greater supply of inventory will help translate that demand into more home sales.”

Pending home sales in the South, the biggest home-selling region in the country, increased 3.9% in March.

They rose 4.4% in the Northeast but decreased in the Midwest and West.

While mortgage rates did pick up at the start of March (Iran War), pending home sales have been disconnected from improving 'affordability' in recent months...

Source: Bloomberg

As a reminder, because houses typically go under contract a month or two before they’re sold, the pending home sales data tend to be a leading indicator of closings that are captured in the monthly previously owned home sales reports.

美国待定房屋销售额从历史低点反弹，尽管抵押贷款利率正在上升。 US Pending Home Sales Rebound Off Record Lows, Despite Rising Mortgage Rates

美国待定房屋销售额从历史低点反弹，尽管抵押贷款利率正在上升。
US Pending Home Sales Rebound Off Record Lows, Despite Rising Mortgage Rates